Calculators

Salary Sacrifice Calculators 2026/27

Free UK salary sacrifice calculators for pensions, bonuses, the £100k tax trap and employer NI savings. All use 2026/27 rates.

UK Salary Sacrifice Calculator

Estimate take-home pay, tax and NI savings from any salary sacrifice arrangement.

Pension Salary Sacrifice Calculator

Detailed pension sacrifice: income tax saving, employee NI, employer NI and net cost.

Bonus Sacrifice Calculator

Estimate the benefit of sacrificing a bonus into your pension instead of taking it as cash.

£100k Tax Trap Calculator

See how salary sacrifice can restore your personal allowance if income exceeds £100,000.

Employer NI Saving Calculator

Estimate employer NI savings and optional pass-on to pension for any sacrifice amount.