Terms

Terms of Use — UKSalarySacrificeCalculator.co.uk

By using UKSalarySacrificeCalculator.co.uk, you agree to these terms. If you do not agree, please do not use the site.

Nature of the service

This site provides independent information and estimation tools for UK employees, HR teams and employers researching salary sacrifice arrangements. Content is for general information and guidance only. It does not constitute regulated financial advice, tax advice or legal advice.

Estimates, not guarantees

No calculator on this site produces an official figure or guarantees a particular saving. Your actual tax, National Insurance and take-home pay depend on your tax code, payroll arrangements, employer scheme rules and other deductions we do not model. Use official services and professional advice where decisions have financial consequences.

Accuracy

We take reasonable steps to keep rates, thresholds and rules accurate and up to date for the 2026/27 tax year. However, tax rules are complex and can change. We recommend verifying important details against GOV.UK or with a qualified adviser before making decisions.

Limitation of liability

This site and its operators are not liable for any financial loss or decision taken in reliance on information provided here. Use this site as a starting point for your own research, not as a substitute for professional advice or your employer's own scheme documentation.

Third-party links, changes and governing law

This site links to GOV.UK, HMRC and other external resources. We are not responsible for the content or accuracy of third-party sites. We may update, restrict or remove pages as tax rules and rates change, and do not guarantee uninterrupted access to any specific page.

These terms are governed by the laws of England and Wales. For questions about these terms, email hello@uksalarysacrificecalculator.co.uk or use the contact page.

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