Disclaimer — UKSalarySacrificeCalculator.co.uk

Estimates only

All results produced by UKSalarySacrificeCalculator.co.uk are estimates for planning purposes only. They are not financial, tax or legal advice.

Actual savings will depend on your specific tax code, payroll circumstances, employer scheme rules and any other deductions not modelled here. Always confirm with your employer's HR or payroll team and, where significant amounts are involved, consult a qualified financial adviser or tax professional.

Accuracy

We aim to keep rates and thresholds up to date with published HMRC guidance. However, we make no warranty of accuracy, completeness or fitness for any particular purpose. Use this tool as a starting point for planning conversations, not as a definitive calculation.

Sources

Rates used are sourced from GOV.UK salary sacrifice guidance and HMRC NI rates for 2026/27.